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#Auto finance calculator online Offline

First Payment Due - for leases, it may be the same as the loan date otherwise, loan payments will usually start sometime after the borrower has had access to the loan proceeds.If the loan is for a vehicle or home, it is also known as the loan's closing date or start date. Loan Date - the date the money is available.If you want an accurate, to the penny amortization schedule, you should spend a minute or two understanding these options. If you want an estimated schedule, you may skip over this section.

set the annual interest rate to zero, andĪbout Dates - they may be (or may not be) important (to you):.

What interest rate allows me to pay $500 a month?.

How do I calculate how long it will take to pay off a loan?.

How do I calculate how much I can borrow?.

For "normal amortization," this includes principal and interest.

Payment Amount - the amount that is due on each payment due date.

This the quoted interest rate for the loan.

Annual Interest Rate - the nominal interest rate.

For a term of fifteen years, if the payment frequency is biweekly, you need to enter 390 for the number of payments. The "Payment Frequency" setting also impacts the loan's term.

Number of Payments (term) - the length of the loan.

Loan Amount - the amount borrowed, i.e., the principal amount.

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#Auto finance calculator online Offline

This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful. If you're not currently enrolled in Online Banking, visit a financial center or click to schedule an appointment to apply for your loan. Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). The final APR may differ from the APR in the above results due to additional fees that may be applicable. Please consult with qualified professionals to discuss your situation. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. Bank of America and its affiliates are not tax or legal advisers. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. You should enter figures that are appropriate to your individual situation. The figures entered on the input page of this calculator are for hypothetical purposes only.